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hydroclimat

Strengthening financial institutions’ ability to manage climate risks


We support banks, insurers, and investors in integrating climate and water-related risks into their strategies. We combine high-resolution multi-risk climate simulations with natural disaster modeling. This combination produces information that can be used directly to map exposures, quantify potential losses related to climate hazards, meet regulatory requirements, and guide the financing of sustainable and resilient projects.

Key advantages

Advantage

Science-driven precision

We combine hydrological and climate science with financial analysis to provide risk assessments based on data, not assumptions.

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High-resolution climate intelligence

Our models are based on bias-corrected CMIP6 datasets with spatial resolutions of up to 30 m. This resolution allows for accurate assessment of physical climate risks and associated losses.

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Regulatory and strategic alignment

Our indicators are fully aligned with CSRD, TCFD, ISSB, PNACC3, TRACC, and European taxonomy standards. They ensure your compliance while transforming regulatory requirements into opportunities.

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Actionable, financially relevant insights

We transform complex climate data into ready-to-use indicators. Our indicators improve risk-based pricing, capital allocation, and portfolio resilience. They enable climate risk to be transformed into strategic foresight.

“By uniting science and finance, we empower institutions to turn climate risk into actionable foresight and resilient growth.”

Hydroclimat team

Our deliverables

We provide directly actionable information to support financial services in risk management. Our deliverables enable them to assess portfolio exposure, quantify potential impacts and losses, meet regulatory requirements, and support due diligence processes, as well as pricing and underwriting. This allows them to confidently finance and insure projects that are more sustainable and resilient to climate change.

Deliverable
Portfolio climate risk
Exposure analysis at the asset and sector level to manage insurance, credit, and investment portfolios
Deliverable
Regulatory compliance reports
Indicators and reporting aligned with CSRD, TCFD, ISSB, and EU taxonomy. They can be used for non-financial reporting, ORSA/climate stress tests, and governance requirements.
Deliverable
Climate due diligence studies
Assessment of climate exposure and resilience for investments, portfolios, and transactions. These are useful in M&A, project financing, key account underwriting, and asset selection.
Deliverable
Risk maps and geospatial datasets
Maps and datasets that can be integrated into your tools (GIS/underwriting/internal models). They cover major climate hazards and risks: floods, droughts, hail, storms.
Deliverable
Investment opportunity briefs
Indicators and analyses to support pricing, risk segmentation, underwriting and, as needed, support for prevention and anticipation of impacts.
Deliverable
Workshops and training
Designed for actuaries, underwriters, risk managers, claims teams, financial analysts, and sustainability teams. They enable users to understand indicators, interpret results, and integrate them into business processes.

Why should financial institutions choose us?

Banks, insurers, and investors face increasing exposure to floods, droughts, storms, heat waves, hail, and water stress. Hydroclimat bridges the gap between climate science and finance.


We combine climate and hydrological science with financial analysis to integrate physical risks into portfolio, investment, and insurance models. This approach strengthens financial institutions' ability to anticipate, quantify, and manage climate impacts.

Our work is based on corrected and refined CMIP6 multi-risk climate projections, as well as high-resolution observational datasets. We produce indicators tailored to specific business uses: exposure mapping, quantification of potential losses, stress tests, underwriting, pricing, and due diligence.


Our indicators are aligned with the main international frameworks (TCFD, CSRD, ISSB, and european taxonomy). This alignment is intended to facilitate compliance, traceability of assumptions, and transparency of reporting.


This data-driven approach enables financial institutions to anticipate risks, improve their resilience, and deliver long-term sustainable value.

200+
Number of indicators produced
2100
The coverage horizon of our data
40+
Climate models used
Why choose us

Do you have any questions ?

The Hydroclimat team is committed to responding to your queries promptly. Send us a message and we will get back to you as soon as possible.